White-label prevention intelligence engine for P&C insurers. Reduce loss ratios, streamline claims, and build year-round relationships through personalized, time-bound hazard guidance.
Current approaches fail to translate warnings into timely, specific action
Static, one-size-fits-all prevention advice fails to reflect the specific home, assets, coverage, and hazard profile. Policyholders don't know what to protect or how.
Both insureds and insurers act only after damage occurs, missing the opportunity for timely loss prevention when warnings are available.
Most insureds cannot identify which assets, people, or critical documents are most vulnerable in an emerging event—leading to preventable losses.
My Guardian closes the last-mile gap with personalized, actionable guidance
Real-time hazard monitoring matched to each policyholder's location, assets, and coverage—delivering only relevant, time-bound guidance when it matters.
2-3 minute gamified tasks that build preparedness habits. Each action shows estimated time, difficulty, and potential savings—making prevention tangible and achievable.
Pre-event photo uploads and receipt collection for faster, smoother claims. Reduces cycle time, disputes, and improves FNOL experience.
Measurable outcomes tied to the KPIs your organization cares about
Better preparedness = fewer and less severe claims. Track action completion rates and estimated loss prevention across your book.
Pre-event documentation delivers faster cycle times, reduced disputes, and smoother FNOL. Photos and receipts ready when needed.
Transform from renewal touchpoint to trusted year-round partner. Build loyalty through value delivery when customers need you most.
Track which preparedness actions your customers complete to better understand and manage risk across your portfolio.
Demonstrate proactive climate risk mitigation programs that satisfy regulatory expectations and rating agency requirements.
Differentiate your offering in high-risk markets while others exit. Turn risk into opportunity with demonstrable loss prevention.
Purpose-built for insurance workflows and customer engagement
Track which prevention actions customers actually complete to improve risk assessment and customer management strategies over time.
Aggregate preparedness data across your book of business to identify patterns and optimize your prevention programs by region and hazard type.
Unlike generic weather apps or single-hazard tools, My Guardian delivers guidance matched to specific coverage, assets, and household vulnerabilities.
Join us in transforming policyholders into partners in loss prevention